Tom and his team were incredibly helpful. honest and knowledgeable with helping me refinance my home. I appreciated their timeliness, open communication, great rates and communication. I will be recommending the TVMRC to all family and friends!

Tom Santos and the entire team at Temecula Valley Mortgage Resource Center made the process incredibly clear, efficient, and streamlined. They patiently answered all my questions and guided me through the best steps to get everything I needed completed in the shortest amount of time.From personal phone calls and consistent follow-up to quickly sending documents out for signatures, the entire experience was seamless—no runaround and no unnecessary delays. I truly felt supported and completely taken care of from beginning to end.I highly recommend Tom and his team. Thank you, Tommy, for making what could have been a stressful process feel so easy!

Oh my goodness Tom and his team are the best. He worked so hard to obtain the financing I needed in order to purchase the house I wanted. It was a very difficult and time -consuming transaction and he and his team went extra miles to make it happen. In addition, he was there every step of the way with all parties involved. I had many questions and he was very responsive, easily accessible, and is very knowledgeable in all aspects real estate. I recommend 110%.

I want to thank Tom Santos, Jen Ortiz, and the team for all of their help during this process of buying a home. Buying a house is stressful enough, but knowing that you have a staff that is there for you at any time when you have a question gives you peace of mind. I will recommend everyone to Arbor financial!

We couldn’t thank you enough for the professionalism with communication we needed to get through the entire process of purchasing our home. Tom, you have shown exemplary commitment to our needs in order to have a smooth transaction during escrow. We are very happy with how you treated us and your hard work to getting our price where it needed to be. Thanks again for your help.

Tom was very kind and professional, he had everything sorted out right away!

Straight forward process, doesn't mince words and got us the info we needed to make the best decisions possible. As first time home buyers Tom talked us through the process and explained to us what was going on at all times. I felt very informed and in good hands.

Straight forward process, doesn't mince words and got us the info we needed to make the best decisions possible. As first time home buyers Tom talked us through the process and explained to us what was going on at all times. I felt very informed and in good hands.

Easy to work with and organized. Over all positive experience.

After finding our dream home and having our offer accepted my wife and I were left with the daunting task of having 3 homes in escrow at once. If not for Toms depth of knowledge in finance, and the industry as a whole, this transaction never would have happened. The one thing we never had to worry about was whether or not we were getting good representation for our loan. Tom is without a doubt the best I have ever worked with in this field. He is up early checking the market, he is up late ensuring docs are pushed through for you. He has earned all of our future business and I cannot recommend him highly enough.