Oh my goodness Tom and his team are the best. He worked so hard to obtain the financing I needed in order to purchase the house I wanted. It was a very difficult and time -consuming transaction and he and his team went extra miles to make it happen. In addition, he was there every step of the way with all parties involved. I had many questions and he was very responsive, easily accessible, and is very knowledgeable in all aspects real estate. I recommend 110%.