After finding our dream home and having our offer accepted my wife and I were left with the daunting task of having 3 homes in escrow at once. If not for Toms depth of knowledge in finance, and the industry as a whole, this transaction never would have happened. The one thing we never had to worry about was whether or not we were getting good representation for our loan. Tom is without a doubt the best I have ever worked with in this field. He is up early checking the market, he is up late ensuring docs are pushed through for you. He has earned all of our future business and I cannot recommend him highly enough.