I met Terri at an open house a couple years ago and I remember she offered to send me a market analysis of the neighborhood. It was something I wasn't used to; a thorough analysis of trends and local sales. Her lending agent found me a lower loan rate compared to other lenders and also found me a closing grant for first time home buyers. During the negotiation process we were able to close $15k below the seller's asking due her patience and loyalty to me (buyer). Her familiarity during the negotiation process, as well the context behind the strategy were always transparently given. We had a deal a few days later and I would both highly recommend Terri to others and choose to have her on my team again.