Tom Santos

Arbor Financial Group


167 Reviews


43015 Blackdeer Loop
Temecula, California, USA 92590

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167 Reviews






Tom was great. Everything was completely crazy due to covid 19. There were constant hurdles that were coming up because of the pandemic. In the end Tom pushed through and got the job done, and we even closed early. He had my back throughout the process. I would definitely use Tom again

Colin A


Tom & his team works very hard & are very knowledgeable in everything they do. I know I had a tuff loan but you where able to get it done in a timely matter. I will definitely recommend you to my family and friends. Thank you Tom & your team for all the hard work & a job very well done.

Isabel v


Tom was very helpful. The entire process went smoothly even when it did not go as planned. I would recommend him and his team in the future. Thank you!

Nadine A


If there were 10 stars there I would give it,you deserved more than five! Your professionalism and helpful friendly advice thro it all from start to finish always maintaining contact and we were never in doubt or in the dark about anything. You will be highly recommended by us. Again Thank You So Much !

Ken S


It was an absolute pleasure to meet Tom Santos and work telephonically with his staff in acquiring the loan for our home. His attention to detail and impressive demeanor are outstanding and would make an excellent standard which other professionals should strive to achieve. I highly recommend him and his company to anyone who need their services.

Ronald l


I had an excellent experience working with Tom Santos and his team. I am a first time buyer and Tom was able to secure an affordable loan/payment on my new home. We wanted to go with a lender that we could have confidence in their experience, who we could trust, and who would communicate with us throughout the entire process. Tom and his team were great to work with and he was able to help us hit our goals and targets for the loan on our new home. If you are looking for a lender who is who they say they are, and a lender who will walk with you through the entire process, look no further than Tom!

Erik H


Tom and his team's attention to detail was outstanding, they were available to answer questions during normal business hours, after hours, and even on weekends. The team's efficiency in processing the mortgage coordination with the escrow company and realtor far surpassed any other mortgage companies I have ever dealt with.

Robert C


Tom and his team were professional, honest, quick, and caring. We were extremely happy to work with them and highly recommend them!



Great working with Tom and team. Very friendly and easy to work with.

Tyler F


Have refinanced many times in the past and have to say that this one was by far the most user friendly experience ever. Direct communication with Tom was a constant even when he knew someone else was supposed to handle something. Definitely appreciated the quick, knowledgeable, and professional service provided.

Bryan W