Tom Santos

Arbor Financial Group


231 Reviews


43015 Blackdeer Loop
Temecula, California, USA 92590

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231 Reviews






Tom was nothing short of fantastic in helping us get the loan that we needed and in closing quickly and on time! Couldn’t have asked for much more! Truly worked to move mountains for us and his work is very appreciated!

Joel Lopez


Tom and his team are true professionals. They got my client approved for 15% more then my clients previous lender, communicated regularly, including a week ending update and closed ahead of schedule. As a Realtor, I’ve dealt with many lenders, Tom is in a small group of A ranked lenders.

Christopher Byrner


Tom and his team went above and beyond to get our home refinanced. The obstacles they were presented with needed a lot of work. We were probably a high-maintenance client but they never let us feel that way. They did great for us and we'll be recommending them for sure! Many thanks.

Ben and Orietta Mesa


We have worked with Tom and his team twice now. And I would highly recommend him. He is very professional and knows his business inside and out. Always prompt on answering calls and questions. We were super pleased working with him . We couldn’t think of anyone else we would do Real estate business with then Tom!

Lisa sinigiani


Best ever the whole process was seemless Tom has a great supporting cast answered all questions along the way and made it a pleasurable experience would highly Recommend

Mike S


This lender and his team were competent, knowledgeable, and experienced professionals. Their close attention to detail is unsurpassed and they are thoroughly invested in their clients.

Colleen Haigh


What an experience this has been working with Tom & Jen. The level of professionalism and consistent timeliness was above expectation. They kept there word and they kept the process simple. I am a first time home owner, They kept the process simple and kept me in the loop regarding changes! Thank you both for the consistent communication and for under promising and over delivering!!!

Pebble Arnick


Tom was great easy and upfront my process was fast east and stress free he has a great team. I would recommend anyone and everyone to him. Thanks Tom

Marcy Navarro


Great Experience getting my condo refinanced with cash out for a remodel. Closing costs were lower than expected. Rate was the lowest I could find. My Realtor recommended Tom Santos and I couldn't be more pleased.

Elaine Johnson


Tom Santos and his team provide a consistently successful experience for our clients every time. He has an excellent reputation in our industry which goes a long way to getting offers accepted, meeting hard deadline dates and closing on time for seamless move ins. They offer the lowest rates and minimal loan costs. We will continue to recommend their services to our clients!

April Greer