We bought our house and refinanced with Cindy Emerine. She has been exceptional! She helped us figure out an out of the box way to buy our current dream home and then was able to help us refinance for a lower rate a year later. She is great at working with us and our needs, her team is great, thorough and efficient and all in all it’s been a painless process getting us into a house and an interest rate that I didn’t think would be possible. Highly recommend Cindy and her team!!