I originally applied with a different lender. They took a long time to respond to questions and sometimes they never responded to my emails. I am so glad I was put in touch with our HMG loan officer. He answered every question right away. He was very nice and easy to communicate with. We had a list of things to clear up during the process. He did such a great job. He was nice, professional, and efficient. I would highly recommend him to anyone looking for a lender. I looked forward to meeting him in person at the signing because of how great he was during the process.