Tom Santos

Arbor Financial Group


151 Reviews


43015 Blackdeer Loop
Temecula, California, USA 92590

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151 Reviews






Tom is incredibly knowledgeable and a true expert in his field.  He looks out for his clients by finding the best products for them.  He is responsive and constantly communicate, so there is no guessing as to the status of the process.  I have repeatedly gone only to Tom for all of my loan and re-financing needs over the past 20 years, and will continue to do so in the future.

Marc M


Great service, personalized, and works hard.

Ronald B


Had it not been for Tom, I would have not been able to obtain my loan as it was a challenge overcoming many obstacles that were presented.  He remained patient and always looked for a solution.  I appreciate his dedication and follow through to obtaining my loan.  A million thank you's!

Lucia V


Going into the home buying experience seemed to be a difficult and daunting endeavour, but with the help of Tom and his team he made my dream of being a homeowner a reality.  He was with me at every step teaching me and keeping me calm through the whole process.  Tom is a genuine guy and I wouldn't hesitate to recommend him to anyone looking to take the leap into becoming a homeowner.  Thank you Tom for everything you've done!

Joshua L


Was very fast excellent service, they worked with my schedule since I have very little free time... they took care of everything for me by speaking to my agent and escrow company!

Rolando G


We had a great experience with you and your team and I highly recommend your services to friends and family.

James O


When I started this process, I knew it would take a little while, but I wanted it done that day.  So I know I was a pain in the butt, but all of them were very understanding.  What a great team to be working with.

Kelly A


Great communication and timely updates and answers to any questions I had.  Very professional, yet easy to talk to and the whole team made my experience very easy.  And I felt like they took care of me and my financial needs and didn't take advantage of me, the way other businesses have done to me in the past.  I surely will not only refer them to friends, but use them again, should I need other financial assistance in the future.  I appreciate them helping me achieve my goal!

Laura C


Thank you to Tom Santos and your Team!  It goes to show how smoothly the process can be when you get professionals working hard, working together, and communicating (at all hours of the day and night LOL)

Joseph W


Tom did everything he could to get me an excellent deal.  I am very satisfied with everything he was able to do for me.  I definitely recommend Tom Santos to anyone considering refinancing or getting a home mortgage!

Pedro P