Tom Santos

Arbor Financial Group


181 Reviews


43015 Blackdeer Loop
Temecula, California, USA 92590

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181 Reviews






Tom and his team helped us refinance through a non-standard situation. They were very responsive and helpful throughout the process. Thank you Tom!



I had nothing short of the best service from Tom Santos and his team. He worked around the clock to make things happen and was able to pull off miracles when it was needed. His vast connections with multiple lenders helped out tremendously with obtaining the best possible deal for my home loan. Nothing but 5 star service from Arbor Financial Group. It doesn't get any better.

Steven F


Tom and his team were great. They communicated openly, honestly and frequently about the status of my refinance, about options, and provided me with an easy and stress-free experience. Tom helped me achieve my goals and was helpful to me. I would highly recommend Tom and his team to anyone thinking to refinance their home.

Laura D


Tom and his team where very helpful throughout this process. My questions where answered promptly and courteously. It was easy to communicate with him and his team. Thanks for the support!

Karina C


Tom was great. Everything was completely crazy due to covid 19. There were constant hurdles that were coming up because of the pandemic. In the end Tom pushed through and got the job done, and we even closed early. He had my back throughout the process. I would definitely use Tom again

Colin A


Tom & his team works very hard & are very knowledgeable in everything they do. I know I had a tuff loan but you where able to get it done in a timely matter. I will definitely recommend you to my family and friends. Thank you Tom & your team for all the hard work & a job very well done.

Isabel v


Tom was very helpful. The entire process went smoothly even when it did not go as planned. I would recommend him and his team in the future. Thank you!

Nadine A


If there were 10 stars there I would give it,you deserved more than five! Your professionalism and helpful friendly advice thro it all from start to finish always maintaining contact and we were never in doubt or in the dark about anything. You will be highly recommended by us. Again Thank You So Much !

Ken S


It was an absolute pleasure to meet Tom Santos and work telephonically with his staff in acquiring the loan for our home. His attention to detail and impressive demeanor are outstanding and would make an excellent standard which other professionals should strive to achieve. I highly recommend him and his company to anyone who need their services.

Ronald l


I had an excellent experience working with Tom Santos and his team. I am a first time buyer and Tom was able to secure an affordable loan/payment on my new home. We wanted to go with a lender that we could have confidence in their experience, who we could trust, and who would communicate with us throughout the entire process. Tom and his team were great to work with and he was able to help us hit our goals and targets for the loan on our new home. If you are looking for a lender who is who they say they are, and a lender who will walk with you through the entire process, look no further than Tom!

Erik H