Arbor Financial Group
43015 Blackdeer Loop
Temecula, California, USA 92590
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Tom Santos and his team came in and saved me from losing the house I wanted to purchase after discovering my current lender no longer funded Hero program loans. After months of building my credit and a pre-approved loan through another lender, packed ready to move I was told my loan was no longer going to be funded. My realtor Mike Mason @ Mason Reality recommended I contact Tom and so glad he did, Tom saved me from being forced to move in with family or a rental and got me funded. Tom guided me through the process, fought for me every step of the way to get me the loan I needed as he gave me his word he would do and I now have my house. Happy endings are the best, thanks to Tom and his team that has happened for me and my family. ~ Thanks again Tom!
Tom is extremely knowledgeable. It is always a great experience working with Tom!
Tom Santos and his team were fantastic in helping and supporting us through our refi. They were available through email and phone for any questions or concerns that we had throughout the process. They would respond in a timely manner and gave clear explanations. I would recommend Tom and his team to anyone that wants refi their home.
Tom and his team made buying a house an enjoyable experience! From the start Tom worked with us to make sure we had the best possible chance and gave us the tools we needed to get a great mortgage. Tom is very knowledgeable and answered all the questions we had in a timely manner. He worked closely with our realtor Mike Sanchez to make the whole process seamless. We closed escrow ahead of time with no additional paperwork needed. We would recommend Tom and his team to anyone looking to buy or refinance their home and will be using them in the future!!
What was our experience with Tom Santos? WHICH TIME? We were referred to Tom by a couple of friends back in 2009 and we were extremely grateful. He processed our loan for our home with nothing but praise from our real estate agent, stating he was "so easy to work with". He then assisted a family member with a re-fi on her condo and then we went back to him again in 2016 for a point reduction. I would and will use him again in the future if needed. In our opinion, HE'S THE BEST!
please let me tell you, we were steered to fairway mortgage and Tom Santos and his team by our realtor and we could not have been happier. Tom and his team at Fairway were friendly ,fast and caring. they were also wonderfully proactive with asking questions at the beginning and anticipating what things what would be asked for or required by the Underwriters. you cant imagen how much of a help that was to not get frantic texts and calls asking for things and having to find or arrange them the same day from work. Overall we were very satisfied with the service we received from Tom and his team
Tom and his entire team were awesome through the whole process. Constant communication and always looking out for our best interest. We had a perfectly smooth closing on-time and I highly recommend Tom for any and all lending needs!
We had another opportunity to work together; It was smooth transaction with great communication. Buyers are happy Fairway did the job & they're enjoying a fresh start as homeowners. They purchased with 0 down.!
I can not say enough good thing about Tom and his team. Our journey started with tom 2 years ago. We contacted Tom to guide us on our journey of buying a house. He gave us guidelines and advice on our finances. When we were ready Tom and team went full steam ahead! As you can imagine buying a home can be scary ,exciting and confusing all at the same time. Tom and his team explained every step of the way.They worked around the clock and were one step ahead of the process. Tom informed us we were eligible to qualify for the no money down program . We were unsure of how it would work and thought there had to be a catch. Tom knew all the ins and outs of this program.He walked us step by step and ensured of there was not "catch". All of our closing numbers were better than we originally thought AND we ended up closing early!!!! Tom and team ,thank you for EVERYTHING you have done for my family and I. We are truly grateful for all of your hard work. Patricia Davis and Freddy Gonzalez
We had a wonderful and exceptional experience working with Mr. Tom Santos and his team members. They were able to provide us top of the notch customer service and were proactive in all apsects of completing our loan. They were flexible with our busy schedules and were able to meet or exceed our their deadlines along with ours. They made sure that our priority was theirs. Not only would we work with them again in the future but would definitely recommend them to our family and friends. Tom is not only a professional in the quality of work he conducts but also makes you feel like family. Great work Tom Santos!!!
43015 Blackdeer Loop
Temecula, California, USA 92590
Legal & Financial
License Number: #332212
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