Tom Santos

Arbor Financial Group


151 Reviews


43015 Blackdeer Loop
Temecula, California, USA 92590

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151 Reviews






Tom Santos and his team did an unbelievable job! We were on a very tight schedule and they came through with flying colors. Tom was very helpful starting with our first conversation and offered great financial advise. They were very good at communicating and answering all of our questions. Tom and his team helped us close escrow ahead of time and move into our dream home. Gabriela and Elias

Elias E


Tom Santos and his team of experts ALWAYS go above and beyond to make our clients happy, and we always close escrow on time, or early! I have spent over a decade in the Real Estate industry, and Tom Santos is far superior to other lending institutions, from communication to delivery; he never lets me down!

Jessica H


Realtor at Rancon Real Estate

We are happy that this is over! After saying that, we believe everything went smoothly. Jennifer was great in returning calls and helping us to understand what was happening and why.

Dave a


Tom Santos provides very efficient and excellent service. He was able to obtain a loan for us when we had been turned down by 2 other lenders so we were very pleased. The loan application and approval process went very smoothly and quickly allowing us to close our escrow on time despite the fact that we were somewhat late in finding a loan until we were referred to Tom Santos. He runs a very professional office with proactive staff and state-of-the art technology. We will definetely be going to him in the future for mortgage loan needs.

Elizabeth W



We will always be grateful for the best mortgage ever from Tom Santos Team and as well John Cable for an outstanding performance with The Team Forss Company. Thank you from the Cruz family.

Jose G


Tom Santos and his great team at fairway mortgage are focused on providing quality service. They made our process seamless and removed the stress that's associated with a home purchase. We were able to close before the established time and no matter what time of day we called Tom and his team were their for us. I will continue to recommend my friends and family to Fairway. Once again thank you Tom and your fabulous team.

Victor C


Tom, It was great experience working with him, a pleasure to work with. loan was done on time,I would highly recommend him.

Sam Y


I am beyond impressed with Tom Santos and his team! Tom's professionalism is unparalleled! Excellent customer service! Tom under promises and over delivers. He is a pleasure to work with. I would highly recommend him.

Kimberly P


Mason Real Estate

Tom Santos and his team came in and saved me from losing the house I wanted to purchase after discovering my current lender no longer funded Hero program loans. After months of building my credit and a pre-approved loan through another lender, packed ready to move I was told my loan was no longer going to be funded. My realtor Mike Mason @ Mason Reality recommended I contact Tom and so glad he did, Tom saved me from being forced to move in with family or a rental and got me funded. Tom guided me through the process, fought for me every step of the way to get me the loan I needed as he gave me his word he would do and I now have my house. Happy endings are the best, thanks to Tom and his team that has happened for me and my family. ~ Thanks again Tom!

Debbie A


Tom is extremely knowledgeable. It is always a great experience working with Tom!

Paula M


Rancon Real Estate