Tom Santos


Arbor Financial Group

5

128 Reviews

951-587-9669

43015 Blackdeer Loop#108
Temecula, California, 92590

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5
128 Reviews

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I met Tom thru my client, she heard about him on the radio and she did her own research. She contacted me once she had a solid approval.
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\r\nI already had an idea of the Calhfa program but had never met a lender who will really take that extra step and actually deliver. It was right when changing company names which made it seem more doubtly honestly. But Tom responded my calls/emails/texts all the time and gave me assurance of approval.
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\r\nOnce we opened escrow, communication was smooth, we received weekly updates. The whole process was very accurate and precise with our time line. We did it in 45 days, and the delay came from the seller side.
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\r\nI have recommended Tom in my office with some fellow agents at Coldwell Banker VIP.
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\r\nI'm available any time if you need more reference from Tom and his team.



Rodrigo J

verified


Coldwell Banker VIP / (562) 714-8434 / BRE# 01913005


Working with Tom Santos and Fairway Independent Mortgage Corporation was a life saver. I came in having questions on either assuming a mortgage or refinancing. Tom explained all my options and helped me realize what would be in my best interest. From there, the process of applying for, through the funding of, my loan was a piece of cake. Their paperwork process is done securely online, which cuts down on the turn around time. If I had questions along the way, Tom or Jennifer where there to answer. This was by far the easiest and fastest home financing I have ever done. I would recommend Tom to anyone looking for an ally in the world of home mortgages.



Jane M

verified


Customer


Working with Tom Santos has been one of the best experiences of my life. I never thought I'd be able to afford owning my home until Tom showed me how. His knowledge of the programs available and the efficiency with which the transaction was handled made everything run smooth as clockwork. I will highly recommend him to anyone who is in the market for a property.
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Gail F

verified


Customer, Multiple Lines Representative at Lisa Perez Houghtaling State Farm Insurance Agency


I have known Tom Santos since 1992. At that time Tom had just graduated from college and was a very ambitious new lender in Temeula. In contemplating his youth and lack of lending experience, I rnust say I didn't take him too seriously. Much to my surprise, he quickly became my "Number One Lender of Choice". His knowledge, accuracy, and attention to detail won me over. That was over twenty years ago. During those years he has done loans for my real estate clients, loans for my husband and me, and loans for our daughters!\r\n\r\nHe is quite simply; the best.



Nancy K

verified


Realtor, Rancon Real Estate


I would like to thank you so much for another successful, on time, 30 day closing in Jurupa Valley. It was unfortunate that my clients did not walk their tax returns into their local IRS office and have the 4506t form stamped at the window. We are all so thankful you were able to work around the non-response of the IRS in responding to your request for the validated form.
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\r\nOnce again, you and your team "pulled a rabbit out of your hats."



Anne M

verified




Tom was very professional and knowledgeable. He communicated regularly with both me as the agent and my buyer. The loan closed on time and he was proactive in avoiding any snags before they would arise. I would recommend Tom Santos.
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Barbie B

verified


Rancon Real Estate


Tom did a great job. I have been in the business for 23 years and trust me when I say that Tom is a true professional. Not only did he perform in funding my loan early, but was very consistent in keeping me (the listing agent) updated on his progress each and every week. When every I see Tom's name associated wit an offer I receive, I will always know they are in great hands.



Larry F

verified


Realtor, Allison James Estates & Homes


Tom and his crew exceeded expectations! He had been working with Mr & Mrs Silva to prepare them for their purchase. Once he called and said they were "good to go", we found the perfect home. The VA loan went from contract to close in less than 21 days! I've been doing this over 25 years and I honestly don't remember an easier transaction!!
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\r\nThank You Again Tom & Crew



Vicki P

verified


Rancon Real Estate


Once again you and your team managed to help my client get into his dream home! The funding entailed an FHA loan, CALHFA loan, & a down payment assistance loan. Not only did you manage to get these approved and funded but you were able to fund early! By closing early my client did not have to move twice! Thank you so much for your hard work, ethical approach, and efficiency. Anne Musgrove Musgrove Real Estate Coldwell Banker Residential Brokerage.



Anne M

verified


Musgrove Real Estate / Coldwell Banker Residential Real Estate


Tom and his staff (Jennifer and Kristen) were nothing short of amazing. All three of them were quick to respond and provided updates on mv loan throughout everv step of the wav. I have zero complaints and would recommend them to anyone interested in purchasing a home. I am active duty military and they made the VA Loan and home buying process a breeze.



Joseph B

verified


Customer


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