Tom Santos

Arbor Financial Group


181 Reviews


43015 Blackdeer Loop
Temecula, California, USA 92590

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181 Reviews






Great service! Kept me well-informed and was super fast to respond to any questions.

Keri P


5 stars. It was a pleasure doing business with Arbor. Very quick turn around and when I had any questions Tom, John and Jennifer were always available. Anything from walking me through the computer process, lots of phone calls-sorry John, financial papers-sorry Jennifer or being able to deliver whatever they needed in person. So much patience with me and greatly appreciated. Thank you all so much for your help and God Bless.

v. m


As a veteran you and your team made sure I got the best interest rate available. Your team always communicated with me and kept me up to date as to the progress along with making sure I was reviewing and signing my paperwork in a timely matter. The process was smooth and quick. You and your team always give 5 star service, which is why we keep coming back to you with all of our home financial needs. Thank you!

Daniel P


During the uncertain time of an ever changing market the team at Arbor worked extra hard to make my refinance happy for me. The staff is full of knowledge and always responds to questions and concerns

Jon G


Tom, Jennifer, and the entire team at Arbor financial are the BEST people to work with. They are so attentive. They took the time to answer all of our questions, called to remind us that things were pending, and were very available during this entire process. We've already recommended them to family, that's how much we enjoyed working with them. You are in good hands with Tom and his team.

Barbara C


The team did a great job staying on top of the changing rates. Tom was able to get me a low rate and saved me hundreds of dollars. Over the years he And his team have always delivered and closed my loans on time.



Tom Santos and his team helped me purchase my home 5 yrs ago and most recently helped me refinance it. Their attention to detail helped me obtain one of the lowest interest rates I could have hoped for. Thank you Tom & team. You guys are the best, will continue to use your services and recommend you.

Victor C


Felt well served throughout the whole process, especially considering the times we are in because of covid-19, and any delays that may have brought. Thank you for your service.

F. M


Tom and his team helped me 4 years ago for a home purchase and most recently to refinance. They made the process incredibly easy and kept in constant contact through emails and phone calls. And I will only work with them in the future. Highly recommended to anyone who is buying or refinancing.

freddy g


My wife and I recently refinanced our house with Tom Santos and we couldn’t be happier. Tom found us the lowest rate and the lowest monthly payment. This is the second time we refinance our house with Tom Santos. With his help we are saving hundreds of dollars each month. We would like to thank Tom Santos and his team for the excellent service! We are repeat customers for life! Thanks for everything you have done for us.

Pedro P