Stephen always provides a professional and knowledgeable service to my clients as well as myself when I need help navigating the loan side of real estate. The emails he provides periodically of update information for market trends are always easy to understand and well appreciated.

Nikki C

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Stephen was excellent from start to finish!

Mary D

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Steve is great loan officer.

Phoebe H

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Stephen Moreno managed a complicated loan package into a 'smooth sailing' process!

Leighann W

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Every thing went smoothly. Stephen was always responsive. Great doing business with you.

Charles H

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We had a great experience. We had just gone through a refi that took forever and was pleasantly surprised how smooth the process went.

Misty P

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The very best service and commuication!

Betty E

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Stephen Moreno at Capital City Home Loans went above and beyond to help me! I could not thank him enough for all of his help!

Meridith G

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I had never used or heard of Capital City Home Loans before a real estate client introduced me. They had such a good experience that they wanted to use them moving from GA to FL. I was hesitant but agreed. Stephen with Capital City Loans was professional and had the best communication I have ever experienced working with a lender. I will refer him to clients going forward. Thank you.

Tammy G

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Stephen Moreno always goes above and beyond to make buying a home an incredibly easy and straightforward process. My clients were working with another loan officer when I started showing them houses. They were very frustrated with the process and service of said officer so I referred them to Stephen. From the moment they connected, Stephen answered all their questions and addressed their concerns. He is always quick to respond if we have any questions, even outside of normal business hours. I can’t recommend the him enough!

Silvy T

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